Man at an open exterior breaker panel/meter working
HomeService AreasWesley Chapel4-Point Inspection Electrical Repairs

4-Point Inspection Electrical Repairs in Wesley Chapel, FL

Report Items Corrected and Documented for Your Insurer|Licensed & Insured, EC13011268

In Wesley Chapel, a 4-point report can accompany a house purchase: the new owner applies for a policy, and the insurer wants the electrical section of an older house inspected first. Kennedy Electric corrects the electrical lines in that report and itemizes each one with its photo on an invoice you can forward to your agent.

Put the closing or renewal date in the request.

Licensed & Insured · Florida Certified Electrical Contractor EC13011268★ Google RatedItemized invoice with photos

Call (352) 251-2795, Monday through Friday, 8 a.m. to 4 p.m., or send a request online. Calls after hours are returned the next business day.

Electrician at an open exterior panel on a porch wall

At a glance

Why the Form Shows Up at Closing

For a Citizens policy, a house more than 20 years old needs a 4-point before the application goes through, and other insurers draw their own lines. About 7,356 Wesley Chapel homes were built before 2000, and another 10,822 went up from 2000 to 2009 (Census Bureau estimates, 2020 to 2024).

An estimated 4,715 of the 19,452 owner households here moved in during 2020 or later. For the buyers of older houses among them, the purchase came with a new policy application and, at Citizens, the age rule above. The 4-point covers the roof, plumbing, and heating and cooling as well; the electrical section is the part we work on.

Man at an open exterior breaker/disconnect panel on green siding

How it runs

How a Report Turns Into Corrections

  1. 1

    Your report and its due date

    Say whether the date that matters is a closing or a renewal, and whether the insurer named a deadline for the repairs.

  2. 2

    One price beside each line

    The quote follows the report's own order, one price per item. Where an item has to be tested before anyone can say what it needs, the quote says so, and that testing runs at the hourly rate.

  3. 3

    Corrections, and a date for any panel swap

    Each line is corrected as the report describes it. A panel swap is dated with you in advance, since the power is off at the meter while the panel is changed. If that date and the insurer's deadline don't line up, tell your agent early; the report's other lines can still be corrected first.

  4. 4

    Photos and an itemized invoice

    Each correction is photographed when it's finished, and the invoice lists the corrections with those photos for your agent. The 4-point itself stays with the Florida-licensed inspector your insurer accepts.

What we cover

The Electrical Lines We Correct

A panel the insurer won't take: If the report names Federal Pacific, Zinsco, or another brand many insurers won't take, that panel is replaced under a Pasco permit.

Inside a panel that stays: A doubled-up terminal, a slot missing its filler plate, or a breaker too big for the wire on it, each set right without replacing the panel.

The wiring-type line: Single-strand aluminum branch circuits pigtailed with AlumiConn connectors, or the circuits rewired.

Old or unprotected wiring: Exposed cable protected and open splices closed inside covered boxes; cloth-covered or ungrounded runs quoted for what the report asks of them.

Hazards found around the house: Scorching at a breaker, outlet, or connection traced back to its cause, plus GFCI protection or smoke detectors where the inspector listed them.

Our itemized invoice lists the aluminum circuits and each connection we corrected, with photos. Pass it to your agent with the original report, and whoever reviews the repairs can match each line to its fix.

Pricing

Quotes Built From Your Report

01

Repair and troubleshooting visits are billed by the hour from arrival: $100 residential, $150 commercial, one-hour minimum, then half-hour increments, plus materials. No trip charge and no service fee. No hidden fees: the 3.5% surcharge on card and ACH payments is listed in our terms.

02

The quote follows your report line by line. A correction within the panel is priced as its own line, and a new panel is quoted with its Pasco permit and inspection included in that line.

03

We don't do upfront pricing. No job has a standard price with us: each one is tailored to the property and the work you've asked for, and priced once we've seen it.

We offer free estimates on installs, upgrades, and replacements in our service area. Estimates aren't free when the job needs troubleshooting or testing to price, falls after hours or outside our service area, needs several meetings to gather information, or is new construction or a custom remodel with multi-party walk-throughs. For most jobs, estimates arrive by email by the end of the next business day, and quotes are good for 30 days.

Our warranty

04

If something we installed fails because of our workmanship within 30 days of completion, we waive the hourly labor to put it right. Materials Kennedy Electric purchases for your job carry the manufacturer's one-year warranty. To replace defective materials we supplied, or materials damaged by storm, flood, fire, or other acts of God, we charge a reduced warranty labor rate of $50 an hour residential and $75 an hour commercial. The warranty does not cover materials not purchased by Kennedy Electric, work performed by the customer, or materials the customer purchased or damaged. Our warranty terms are printed on the estimate, the invoice, and the receipt, and the product boxes stay with you so you can register each product with its manufacturer.

Common questions

For Buyers, and for Long-Time Citizens Customers

Our closing is in three weeks, and the 4-point list includes electrical items. Can the repairs wait until after closing?

That depends on the insurer and the sale. Citizens says serious hazards, such as exposed wiring, should be repaired before an application is submitted, and the purchase agreement settles whether the seller or the buyer arranges the work. We can provide a quote from the report before closing; the work itself requires the owner's permission and access to the house. Because the quote prices each line separately, the buyer and seller can see how much each item costs if they decide to divide the work. A buyer who wants the entire electrical system looked over before closing, beyond what the 4-point lists cover, can book our electrical evaluation for a home sale as a separate visit.

The inspector is coming back. Do we need to do anything with the panel?

Keep it clear. The inspector photographs the main panel with its door label showing and again with the cover off, so the cover has to come off easily. Move storage away from it and leave the garage or closet unlocked.

The previous owner replaced the panel. How do we prove what year?

The report asks for the year the panel was last updated. Pasco County's permit records can be searched in PascoGateway without an account, and the permit for an earlier panel replacement, if one was pulled, is what dates it. If no permit turns up, tell the inspector what you know and leave the year to them. If we replace the panel, our itemized invoice and the permit carry the date.

We've had our Citizens policy for years, and a letter is now requesting electrical repairs. Is that a 4-point?

It may be a field survey. Citizens can send an inspector during the life of a policy, inside and out. The interior survey includes the electrical system; Citizens may then ask the owner to repair hazards. Send us the electrical items from the letter or the survey, and we quote them the same way.

Our report also lists the roof and the plumbing. Can you take care of the whole thing?

Only the electrical lines. The roof, plumbing, and heating and cooling items go to contractors in those trades. If one of those contractors points to an electrical item, such as the disconnect beside the outdoor air conditioning unit, send it to us, and we add it to the quote.

Reviews

Unprompted, on Google

Straight from Google, in our customers' own words.

Google reviews widget
Man at an open exterior breaker panel with an orange screwdriver

Request service

Your Closing Date Goes First

If a closing date is set, put it in the first line. Our office will reach you during business hours.

Kennedy Electric
1160 Ponce De Leon Blvd, Brooksville, FL 34601
Monday through Friday, 8 a.m. to 4 p.m.
Licensed & Insured · Florida Certified Electrical Contractor EC13011268
Serving Citrus, Hernando, and Pasco Counties, and nearby Sumter County.
Property type*
Best way to reach you*

Related services

Where we work