HomeRepairs4-Point Inspection Repairs

4-Point Inspection Electrical Repairs in Brooksville, FL

Flagged Panels, Wiring, and Hazards Corrected|Itemized Invoice With Photos|Licensed & Insured, EC13011268

Attach the electrical page of the report, or a photo of it.

Licensed & Insured · Florida Certified Electrical Contractor EC13011268★ Google RatedItemized invoice with photo proof
Kennedy Electric electrician photographing corrected work after a 4-point inspection in Hernando County, FL.
  • Tell us the deadline: Give us your insurer's date when you call.
  • Panels and wiring: From double taps to full panel replacement and aluminum wiring.
  • Licensed & Insured: Florida Certified Electrical Contractor EC13011268.

Your insurer sent back a 4-point inspection with electrical items to fix, and the renewal is waiting on them. Or you bought an older home, and the agent forwarded the report. We correct 4-point inspection items every week.

Send us the electrical section of the report. We provide written quotes for the corrections, fix them, and document each one for your insurance agent.

Call (352) 251-2795, Monday through Friday, 8 a.m. to 4 p.m., or send the report with a request online. Calls after hours are returned the next business day.

What gets flagged

What the Electrical Section of a 4-Point Report Flags

The electrical section of a 4-point report tends to flag three kinds of things, and each is fixed differently.

01

The panel itself

Inspectors note the panel's brand, age, and condition. Some findings mean the panel has to go; others are corrected inside the panel you have.

  • Panel brands many Florida insurers won't write or renew a policy on, such as Federal Pacific and Zinsco.
  • Panel age, and signs of heat, burning, or corrosion.
  • Double-tapped breakers, where two wires share a terminal made for one.
  • Open slots or knockouts where a breaker or filler plate is missing.
02

The wiring

The type and condition of the branch wiring get their own line on the report, and a few types are flagged in older homes.

  • Aluminum branch wiring, found in some homes built before the late 1970s.
  • Old cloth-covered or ungrounded wiring.
  • Exposed wiring, open splices, or cable run without the protection it needs.
03

Other hazards an inspector may note

The rest are usually small items, quick to correct, but each still has to be fixed and shown fixed.

  • Missing covers on junction boxes, outlets, or switches.
  • Scorching or other signs of heat.
  • A breaker sized wrong for the wire it protects.
  • Some inspectors also note missing GFCI protection or smoke detectors.
Kennedy Electric electrician testing a circuit with a multimeter

How We Correct a report

How We Correct Your 4-Point Items

  1. 1

    1. Send us the report

    The electrical page of the 4-point report, or a clear photo of it, and your insurer's deadline if there is one.

  2. 2

    2. The estimate

    We look at the items on your report and quote them in writing. Items that can't be priced without testing are billed by the hour, and we tell you which ones.

  3. 3

    3. The corrections

    Each flagged item is repaired or replaced. A panel replacement comes with its permit, power-company coordination, and inspection.

  4. 4

    4. A photo of every correction

    The electrician photographs each item after it's corrected, so the proof matches the report line by line.

  5. 5

    5. An itemized invoice

    Your invoice lists every completed repair, with photos, ready to forward to your insurance agent or inspector.

What We correct

Report Items and How We Fix Them

Item on the reportWhat we doNotes
Federal Pacific, Zinsco, or other flagged panelReplace the panelEstimate, permit, and inspection
Panel age or conditionRepair or replaceWhichever the panel's condition calls for
Double-tapped breakersCorrectPigtail or added breaker
Open slots and missing fillersCorrectFiller plates or breakers installed
Aluminum branch wiringRemediateConnections corrected or circuits rewired
Exposed wiring and open splicesCorrectProper boxes, covers, and protection
Wrong-size breaker for the wireCorrectBreaker matched to the wire
GFCI or smoke detectors, if listedInstallWhere the report asks for them
Breakers inside an electrical panel serviced by Kennedy Electric

If your inspection is for a home sale

A 4-point report is ordered for insurance. If you are selling or buying and want an electrician's own look at the devices and the panel, that is our electrical evaluation.

How 4-point Repairs Are Priced

How 4-Point Repairs Are Priced

01

We don't do upfront pricing. No job has a standard price with us: each one is tailored to the property and the work you've asked for, and priced once we've seen it.

We offer free estimates on installs, upgrades, and replacements in our service area. Estimates aren't free when the job needs troubleshooting or testing to price, falls after hours or outside our service area, needs several meetings to gather information, or is new construction or a custom remodel with multi-party walk-throughs. For most jobs, estimates arrive by email by the end of the next business day, and quotes are good for 30 days.

02

Custom homes and large or multi-phase projects are estimated as soon as we can, or on the timeline your project sets.

03

Repair and troubleshooting visits are billed by the hour from arrival: $100 residential, $150 commercial, one-hour minimum, then half-hour increments, plus materials. No trip charge and no service fee. No hidden fees: the 3.5% surcharge on card and ACH payments is listed in our terms.

What changes the price

04
  • Whether the report calls for a new panel or corrections inside the existing one.
  • How much aluminum or older wiring there is, and how easy it is to reach.
  • How many separate items are on the list.
  • Attic access, and whether there's room to work under the home.
  • What the building department asks for on a panel replacement.

Our warranty

05

If something we installed fails because of our workmanship within 30 days of completion, we waive the hourly labor to put it right. Materials Kennedy Electric purchases for your job carry the manufacturer's one-year warranty. To replace defective materials we supplied, or materials damaged by storm, flood, fire, or other acts of God, we charge a reduced warranty labor rate of $50 an hour residential and $75 an hour commercial. The warranty does not cover materials not purchased by Kennedy Electric, work performed by the customer, or materials the customer purchased or damaged. Our warranty terms are printed on the estimate, the invoice, and the receipt, and the product boxes stay with you so you can register each product with its manufacturer.

Real customer stories

What Customers Say About Inspection Repairs

Inspection items fixed

“The electrician who came out to fix some issues from an inspection was excellent. Very nice and efficient.”

Russ Craven, Google review

Straight from Google, in our customers' own words.

Google reviews widget · live from GBP

Frequently asked Questions

4-Point Inspection Repair Questions

What is a 4-point inspection?

It's an insurance inspection of four systems in an older home: the roof, electrical, plumbing, and heating and air conditioning. Insurers use it to decide whether to write or renew a policy, and the report lists anything they want corrected.

Do you do the 4-point inspection itself?

No. Your insurer's inspector completes the 4-point; we correct the electrical items on it. If you want an electrician to look over the devices and the panel before a sale, that's our electrical evaluation.

How quickly can you fix the items before my insurer's deadline?

Tell us the deadline when you send the report. Estimates are emailed by the end of the next business day for most jobs, and we schedule the work as soon as the calendar allows.

Will my insurer accept the repairs?

The acceptance decision is your insurer's. What we give you is an itemized invoice listing every correction, with photos of each item, and a permit and inspection when required.

The report says my panel has to be replaced. Is that always true?

If it names a brand your insurer won't write or renew a policy on, the panel has to be replaced to satisfy them. If it only notes the age or condition, we look at it and tell you whether it can be repaired or has to be replaced.

Contact us

Send Us Your 4-Point Report

Attach the electrical section of the report, or a photo of it, and tell us your insurer's deadline. We'll get back to you during business hours.

Kennedy Electric
1160 Ponce De Leon Blvd, Brooksville, FL 34601
Monday through Friday, 8 a.m. to 4 p.m.
Licensed & Insured · Florida Certified Electrical Contractor EC13011268
Serving Citrus, Hernando, and Pasco Counties, and nearby Sumter County.
Property type*
Best way to reach you*